Property ROI Calculator
Calculate the total return on investment for a rental property over a holding period. Factor in purchase price, closing costs, renovation, monthly cash flow, holding years, sale price and selling costs to get total profit, ROI % and annualised ROI.
How to use
- 1
Enter purchase details
Purchase price, closing costs (stamp duty, legal, inspection) and any renovation needed before renting.
- 2
Enter rental income and expenses
Monthly rent minus monthly expenses (taxes, insurance, management, maintenance, vacancy reserve).
- 3
Enter sale assumptions
Holding period in years, expected sale price and selling costs (agent commission, closing costs, staging).
- 4
Read profit and ROI
Total profit, total ROI %, and annualised ROI for comparison with other investments.
Common use cases
- Compare two investment properties by their projected annualised ROI.
- Decide whether to hold or sell based on projected ROI over the next 5 years.
- Stress-test a flip-vs-hold decision by modelling both scenarios.
Limitations
- This calculator produces an estimate only and is not professional real-estate, tax, accounting or investment advice. Stamp-duty brackets, tax rules and fees vary by jurisdiction and change frequently — always confirm current rates with your conveyancer, tax office or financial advisor before signing anything.
- This is a nominal calculation — it doesn't discount future cash flows or model inflation, tax, or mortgage interest. Use NPV/IRR in a spreadsheet for those.
- Property appreciation, vacancy and rent growth are not modelled — enter your best single-point estimates for the whole holding period.
Frequently asked questions
Related tools
View allRental Yield Calculator
Calculate gross and net rental yield.
Cap Rate Calculator
Calculate the capitalization rate for property.
Cash Flow Analyzer
Analyze monthly cash flow for rental property.
House Flipping Calculator
Calculate costs and profit for house flipping.